What People Say
In their own words
Honest accounts from adults across the Klang Valley who joined our programmes and found them worth their time.
← Back to Home340+
Participants
4.7
Avg. satisfaction
92%
Completion rate
5+
Years running
Participant Reviews
What participants tell us
These are edited summaries of written feedback collected after each programme. Names and details are shared with permission.
Farah Roslan
Bangsar, KL · Marketing Manager
"I joined the Steady Habits programme in April not really knowing what to expect. I was a bit sceptical — I've done financial planning courses before and they always left me feeling worse, not better. This was completely different. The pace was calm, nobody was pushing anything, and I actually found myself looking forward to each session."
"The habit journal has become something I use every Sunday morning. That alone made it worth it for me."
Steady Habits Programme · May 2025
Zulaikha Mokhtar
Petaling Jaya · Freelance Designer
"As a freelancer my income is irregular, and most money content I've come across assumes you get a fixed salary. Tenang didn't assume anything. The reflection exercises were open enough that I could apply them to my actual situation."
"I do think six sessions goes quickly — I would have liked a bit more time on the routine-building part. But overall it was genuinely useful and the facilitator was excellent."
Steady Habits Programme · April 2025
Lee Han Wei
Mont Kiara, KL · Finance Executive
"I work in finance so I know the numbers side of things reasonably well. What I was missing was any real understanding of why I behave the way I do around money. The Foundations Course gave me eleven weeks to think about that properly. It sounds strange to say a finance course helped me understand myself better, but that's honestly what happened. The money story prompts in particular were something I've kept returning to."
Mindful Money Foundations · May 2025
Ravi Nair
Subang Jaya · SME Owner
"I did the half-day workshop first just to see if it was worth continuing. It was really well run — focused, no fluff, no sales pitch at the end. The facilitator was clear about what the session was and wasn't, which I appreciated. I've since enrolled in the Foundations Course and I'm about four sessions in. It's a different pace from what I expected, but I think that's the point."
Workshop → Foundations · April 2025
Nur Aisyah
Cheras, KL · Teacher
"I came to the workshop feeling quite overwhelmed about my finances, which I hadn't really admitted to myself before. The session was structured in a way that made it feel safe to be honest — with myself and in the group. I didn't have to share anything I wasn't comfortable with."
"I left with a clearer sense of what I actually want to pay attention to, rather than a list of things I'd done wrong. That reframing was what I needed."
Money Habits Workshop · May 2025
William Khor
TTDI, KL · Engineer
"The habit grid is deceptively simple. I thought tracking would feel restrictive but it's actually just... interesting. Seeing the patterns over a few weeks told me things about myself that no budget app has ever surfaced. I'm now in the second half of the Foundations Course and the sessions are still offering new questions I haven't thought about before. Genuinely one of the more useful things I've spent time on this year."
Mindful Money Foundations · April 2025
Case Studies
Longer journeys
Three accounts with a bit more detail — for those who want a clearer picture of what a full programme experience can look like.
The situation
Sajidah, 34 — HR Consultant, Damansara
Sajidah had been telling herself she would "sort out" her finances "after the next project" for about three years. She had a reasonable income but no clear sense of where it went, and the gap between what she earned and what she could account for was a source of ongoing low-level anxiety.
What she did
Sajidah joined the Steady Habits Programme in February. She initially found the group format a little uncomfortable — she had expected something more individual — but adjusted quickly. The facilitator's approach of starting with observation rather than prescription meant she spent the first two sessions simply noticing her patterns without being asked to change anything. She found this unexpectedly useful.
What shifted
By week four, Sajidah had identified two specific habits she wanted to look at — not because anyone told her to, but because the reflection exercises had made them visible. Three months after the programme ended, she described the main change as "just feeling less chaotic about it all." Not a transformed financial picture, but a calmer, more deliberate relationship with money day to day.
"I expected to leave with a plan. I left with something more useful — a habit of noticing."
Steady Habits Programme · 6 weeks · Feb–Mar 2025
The situation
Marcus Tan, 41 — Small Business Owner, PJ
Marcus ran a small logistics business and had always kept business and personal finances entirely separate in his mind — which worked well professionally but meant he had almost no visibility into his personal money habits. He joined the Foundations Course after attending a talk at a community centre where Tenang's facilitator was presenting.
The eleven weeks
Marcus described the first few sessions as "a bit abstract" — he is practical by nature and the reflective format took some getting used to. By session five, however, he was using the money story prompts in ways he hadn't anticipated, tracing habits he had absorbed from his parents' approach to money and examining which of those still served him. He attended all three reflection clinics and found the smaller format more immediately useful for specific questions.
Six months on
Marcus still uses the habits reference journal from the course. He has not dramatically changed his financial picture, but he describes his relationship with personal money decisions as "less reactive." He sent a follow-up note to say he had recommended the course to a colleague and that he felt the ongoing digital material access had been more useful than he expected at the time.
"I came in wanting systems. What I got was awareness — and actually, that's been more useful."
Mindful Money Foundations · 11 weeks · Jan–Mar 2025
Reach Us
Questions before you join?
We are happy to answer questions about the programmes by phone or email before you commit. Most people find a short conversation is all they need to decide which programme makes sense for them.
Send Us a MessagePhone
+60 3-6201 9438Location
Level 5, Wisma Mont Kiara
1 Jalan Kiara, Mont Kiara, 50480 KL
Office Hours
Mon–Fri 9:00 am–6:00 pm
Sat 9:00 am–1:00 pm
Professional Standing
Credentials and recognition
HRD Corp Registered
Registered training provider since 2022. Eligible employers may claim programme fees via HRD Corp.
Adult Learning Malaysia Featured
Highlighted as a reflective finance education provider in the April 2024 Adult Learning Malaysia publication.
Mont Kiara Community Partner
Community Education Partner to the Mont Kiara Community Network since 2021.
Ready to join?
The next cohort begins soon
Intake for group programmes runs on a quarterly rolling schedule. The half-day workshop runs regularly throughout the year. Reach out and we will let you know what is coming up.